Finance

Will Proposed Policies Increase Uninsured Rates in America?
Business Will Proposed Policies Increase Uninsured Rates in America?

In the shadow of recent political shifts, the landscape of healthcare in the United States hangs in precarious balance. As some experts predict an increase in uninsured Americans, startling statistics reveal nearly 9% of the population remains without health insurance today. This stark reality sits

Job-Based Insurance: Reliable or Outdated for Americans?
Business Job-Based Insurance: Reliable or Outdated for Americans?

Is your health insurance as secure as your job? For many, the assumption that employment guarantees health coverage might seem straightforward. Surprisingly, even now, a staggering 60% of Americans under 65 rely on employer-sponsored insurance, underscoring its pivotal role in the healthcare

Redesigning Self-Funded Healthcare for Financial Stability
Business Redesigning Self-Funded Healthcare for Financial Stability

Self-funded healthcare models are grappling with mounting financial unpredictability, a prominent hurdle for employers managing health expenses in an evolving landscape. With healthcare costs surging annually and traditional risk strategies falling short, transformative approaches are emerging as

Is Cost-Plus the Future for Independent Pharmacies?
Business Is Cost-Plus the Future for Independent Pharmacies?

In the shifting sands of the pharmaceutical industry, a new approach to pricing emerges with transformative potential. The idea of cost-plus pricing is steadily gaining attention, promising increased transparency and improved financial outcomes for independent pharmacies. This budding model

ACA Subsidy Expiration Threatens Soaring Premiums for Millions
Business ACA Subsidy Expiration Threatens Soaring Premiums for Millions

The clock is ticking with urgency as millions of Americans brace for the impending expiration of Affordable Care Act (ACA) subsidies. Anticipation grows amid startling statistics suggesting that without intervention, healthcare premiums could soar by 75%. This brings significant worry to low- and

Why Aren't More HSA Holders Investing Their Funds?
Business Why Aren't More HSA Holders Investing Their Funds?

In the evolving landscape of healthcare finance, a striking trend has emerged that underscores a lack of investment engagement among health savings account (HSA) holders. A study conducted by the Employee Benefit Research Institute (EBRI) reveals that a staggering 85% of individuals with HSAs have

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