Is your health insurance as secure as your job? For many, the assumption that employment guarantees health coverage might seem straightforward. Surprisingly, even now, a staggering 60% of Americans under 65 rely on employer-sponsored insurance, underscoring its pivotal role in the healthcare
Self-funded healthcare models are grappling with mounting financial unpredictability, a prominent hurdle for employers managing health expenses in an evolving landscape. With healthcare costs surging annually and traditional risk strategies falling short, transformative approaches are emerging as
In the shifting sands of the pharmaceutical industry, a new approach to pricing emerges with transformative potential. The idea of cost-plus pricing is steadily gaining attention, promising increased transparency and improved financial outcomes for independent pharmacies. This budding model
The clock is ticking with urgency as millions of Americans brace for the impending expiration of Affordable Care Act (ACA) subsidies. Anticipation grows amid startling statistics suggesting that without intervention, healthcare premiums could soar by 75%. This brings significant worry to low- and
In the evolving landscape of healthcare finance, a striking trend has emerged that underscores a lack of investment engagement among health savings account (HSA) holders. A study conducted by the Employee Benefit Research Institute (EBRI) reveals that a staggering 85% of individuals with HSAs have
As individuals reach the age of 65, a pivotal moment arises in the realm of healthcare: the decision to enroll in Medicare. This transition can be particularly perplexing for those with job-based health coverage, potentially leading to substantial financial consequences if not properly understood.
