Finance

Did Employers Really Win the PBM Reform Battle?
Public Policy Did Employers Really Win the PBM Reform Battle?

After years of escalating pressure and legislative debate, the Consolidated Appropriations Act of 2026 has finally landed, bringing with it a wave of reforms aimed at the powerful and often opaque world of Pharmacy Benefit Managers (PBMs). Employer groups, representing the health plans of more than

Employers Turn to Gap Insurance to Bridge Coverage Gaps
Organizational Governance Employers Turn to Gap Insurance to Bridge Coverage Gaps

The Growing Imperative for a Stronger Financial Safety Net In an era of escalating healthcare costs and rising insurance deductibles, American workers are increasingly facing a daunting financial reality: even with health coverage, a single significant medical event can lead to substantial

Agentic AI Is No Longer Optional for Post-Acute Care
Technology Agentic AI Is No Longer Optional for Post-Acute Care

The daily reality for a post-acute care administrator often involves navigating a deluge of fragmented patient data from hospital EMRs, faxes, and referral portals, all while a ticking clock pressures them to make a high-stakes decision on admission. This single, critical choice—whether a facility c

HHS Scraps Controversial 340B Drug Rebate Model
Public Policy HHS Scraps Controversial 340B Drug Rebate Model

I'm joined today by Faisal Zain, a leading expert in U.S. healthcare policy with deep insights into hospital finance and pharmaceutical pricing. We're here to unpack the recent, and for many, welcome decision by the Department of Health and Human Services to scrap its controversial 340B

Big Data Enhances Health Insurance Risk Prediction
Data and Information Big Data Enhances Health Insurance Risk Prediction

The long-standing challenge for health insurers has always been peering through the fog of information asymmetry, where a potential policyholder knows far more about their personal health risks than the underwriter ever could. This fundamental imbalance has traditionally led to generalized risk

Is the Era of Opaque PBMs Coming to an End?
Public Policy Is the Era of Opaque PBMs Coming to an End?

For decades, the intricate and often bewildering system of prescription drug pricing in the United States has been orchestrated by powerful but little-understood intermediaries whose operations remained largely shielded from public and regulatory view. These entities, known as Pharmacy Benefit

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